PROPERTY & CASUALTY
Commercial General Liability
Business Income Loss
Directors & Officers
Errors & Omissions
WE GET RESULTS
$1,875,925.90 Jury Verdict covered under
Commercial General Liability Policy in 2021
In the first civil jury trial in Montmorency County Michigan since the pandemic began KUTINSKY obtained a unanimous verdict of $1,875,925.90 in a dispute related to defective construction of a home. The resulting judgment is covered under a commercial general liability (CGL) insurance policy after the insurance company unsuccessfully attempted to deny coverage. Interest on the judgment exceeds $572,137.65.
under a Private Disability
Policy in 2018
In 2017, Adam recovered limits of $1,000,000 under a private disability policy for a policyholder client.
under a Commercial Disability Buy-Out
Policy in 2018
In 2018 Adam recovered $1,000,000 under a commercial disability
buy-out policy for a policyholder client.
under a Commercial
Property Policy in 2020
In 2020, Adam obtained a settlement in the amount of $975,000 against an insurance company that refused to defend and indemnify a building owner in a premises liability lawsuit.
In 2014 Kutinsky recovered $550,000 on behalf of a nursing home that suffered severe storm and water damage.
In 2014 Kutinsky recovered $550,000 under a commercial property insurance policy for a nursing home following a substantial water loss.
In 2014 Adam recovered $550,000 on behalf of nursing home that suffered severe storm and water damage.
INSURANCE COVERAGE AND RELATED DISPUTES
In 2020, Mr. Kutinsky was hired by a local Municipality to handle an insurance bad faith situation. His involvement saved over $200,000 for his client and ended a 2 1/2 year dispute in a few months. In an address to the City Council, the City's Mayor described Kutinsky as the "game changer."
When a fraternal order of police was sued by an insurance company which refused to cover a wrongful death action, Mr. Kutinsky obtained complete dismissal of the lawsuit which was upheld on an appeal that resulted in a published Court of Appeals opinion.
In 2020, the family of an elderly woman contacted Mr. Kutinsky after her long term care insurer ceased making benefit payments. The family argued with the insurance carrier for 10 months without success. Mr. Kutinsky stepped in and the insurer paid the past benefits in full plus interest and agreed to cover all future payments.
In 2021, Mr. Kutinsky settled a contested claim under a Builder's Risk Insurance Policy on behalf of a commercial building owner in Detroit, MI. The settlement of one hundred and fifteen thousand dollars 00/100 ($115,000) included reimbursement of lost rents, damage to the building, attorney fees, and extra expenses incurred as a result of the loss.
In a case upheld on appeal, Mr. Kutinsky obtained complete dismissal of a multi-count lawsuit brought against a small business by a goliath financial services firm and recovered his client's attorney fees.
In 2017, as defense trial counsel to one of the largest public universities in the United States, Mr. Kutinsky successfully tried a high exposure case to verdict in the Michigan Court of Claims. At trial, the plaintiff claimed more than ten million dollars ($10,000,000) in economic damages but received a verdict of zero dollars ($0) in economics.
In 2020, Mr. Kutinsky represented the estate of a man involved in an altercation before his death. The other person involved in the altercation sued the estate for bodily injury which it turned over to the deceased's homeowner's insurance company. Although the insurer paid for an attorney to defend the estate it separately filed a declaratory action to avoid covering a settlement or judgment. Mr. Kutinsky represented the estate in the declaratory action which led to the insurer settling the bodily injury claim.
In 2022 Mr. Kutinsky represented a homeowner against an insurance company that disputed the cost necessary to repair a home and also refused to comply with Michigan law mandating appraisal of the loss. Mr. Kutinsky filed suit and immediately moved to compel appraisal which the Court granted.